Want to Avoid Identity Theft? Here Are Some Tips
May 1st, 2009, Posted in Uncategorized1. Refrain from writing checks from your personal account to an individual which you are not acquainted with. Instead, consider providing cash, a cashiers check or a money order. Even if you don’t use Internet banking, an unauthorized person can draw out funds from your bank accounts using the Internet as the medium.
2. Before getting rid of account statements, you should be familiar with the following – people who steal identities cannot go inside your house or where you work. Instead, they rummage your trash cans looking for valuable data, and often, they find what they were seeking, so get ahold of a paper shredder. It is wise to consider using a identity theft check product.
3. Sign up for online statement delivery. Majority of financial institutions send their client’s statements via snail mail. It contains just about all of your bank account data and there is no assurance that nobody is going to open it.
4. We often get checks from your credit card company via the mail. These can be incredible simple to turn into cash. Get ahold of your credit card company and ask them to quit sending you those checks. And make use of a stolen identity protection solution to help protect your personal information.
5. Be aware that credit card companies do not replace the credit card number when they send you a new one. The expiration date is the only thing that changes. Undoubtedly, an expired credit card cannot complete a transaction when used in person, but when used online, you may just be asked the card number and the name of the card holder.
6. Make sure that your cards are all signed. The person ringing up your transaction should compare the signature of the person using the card with the one on the credit card, particularly when a large amount is involved. In order to stave off someone who is not authorized using your charge card, sign the back of the card.
7. Pre-approved credit card offers are something that should concern you much like credit card and bank statements. It is easy for a perpetrator to get credit using your personal information and those offers. Precisely like other financial documents, pre-approved offer mailings should be dealt with in the appropriate manner.
8. Refrain from using computers in public places such as hotspots, at work or public libraries for applying for credit cards online or when checking your credit card or bank accounts. They can be accessed easily by hackers. Even if you do not utilize computers in public places, ensure that you wipe clean the cookies stored in the computer after you sign off. Find out more about LifeLock to see if it is the right service for you.